Our Debt Consolidation program allows you to include unsecured debt such as credit cards, department store cards, personal loans, past due medical bills, past due utility bills and IRS bills. The Consolidation team will negotiate on your behalf for a lower interest rate. All of your bills will be consolidated into one monthly payment, which will be disbursed to each of your creditors. Your accounts will remain in current status. Regardless of your financial status, everyone can benefit from a consolidation program’s ability to lower your interest rates and in some cases eliminate the interest all together. Consolidation can help you avoid bankruptcy, improve your credit, and stop harassing calls from your creditors.

Other benefits from the debt consolidation plan include:

• No hidden fees
• Pay off debt quickly
• Improve credit ratings
• Dramatically lower interest rates
• No waiting period to get started
• No minimum financial requirements
• We can assist you with a budget you can live with
• Eliminate collection calls and creditor harassment